August has a reputation for being slow. School holidays just finished, the cold isn’t going anywhere, and it’s easy to feel like you’re just waiting for spring to arrive. But the business owners who hit the ground running in September and October? They used August to get ready. Here’s how to make this month count. Compare your forecast to your…

It’s a curious time to be in business in Aotearoa. On one hand, the RBNZ has signalled that the worst of the inflation fight is behind us. On the other, liquidation numbers have just hit a 15-year high. What Is the ‘Disappointment Gap’? The disappointment gap is the painful lag between the economy improving on paper and actual cash hitting…

With effect from 22 May 2025, the Government launched a new tax incentive called Investment Boost. It made headlines at the time, but as is often the case with policy changes, the initial noise dies down and life goes on. Now that things have settled a bit, it’s a good time to take a second look, to check in re…

The 28th of August is coming up fast, and if you’re a business owner, that likely means provisional tax is on your radar. For some, it’s just another item on the calendar. For others, it can trigger a bit of a cash flow juggle, especially if paired with a winter slowdown. So, let’s take a moment to unpack your options…

At the start of the new year, it’s common to make bold business and personal goals. We promise to tackle challenges differently and set our sights on ambitious targets. However, as business owners understand, a resolution without a roadmap is simply a wish. Achieving your preferred W.E.A.L.T.H™ To move beyond the cycle of “just getting by,” financially and with your…

If summer is not your best trading time, then planning your cash flow is especially important for you. Remember – profit IS NOT the same as cash flow! One of the most important lessons business owners have to learn, often painfully, is that having enough cash flowing through your business regularly is critical. Basically, it doesn’t matter how much money…